2026-02-15

Getting Started with International Investing as a Digital Nomad

If you’re living abroad or moving between countries, managing investments across currencies and markets can feel overwhelming. Here’s how to get started.

The Multi-Currency Challenge¶

Most investment apps assume you earn, spend, and invest in one currency. But as a digital nomad, you might earn in USD, spend in THB, and invest in EUR-denominated ETFs. Every currency fluctuation affects your real returns.

Step 1: Choose a Home Currency¶

Pick a “base currency” for tracking purposes. This should be the currency you think in — probably the one you spend the most. FlashFi converts all your holdings to your home currency automatically.

Step 2: Diversify Across Markets¶

Don’t limit yourself to US stocks. Consider:

European ETFs for broad market exposure
Crypto for borderless, currency-agnostic assets
Forex positions if you’re actively managing currency risk

Step 3: Track Everything in One Place¶

The biggest mistake international investors make is using separate tools for each country or currency. You lose sight of the big picture.

FlashFi was built specifically for this — track stocks, ETFs, crypto, cash, savings, and debt across any currency, all converted to your home currency in real-time.

Step 4: Monitor Currency Impact¶

A 10% stock gain means nothing if the currency it’s denominated in dropped 12%. FlashFi’s multi-currency engine shows you the real return in your home currency.

Get Started¶

By FlashFi Team