Best Portfolio Tracker for UAE Investors

One dashboard for your AED, USD, GBP, EUR, and home-currency investments — built for UAE residents who invest globally.

Why tracking investments in UAE is different

The UAE is home to one of the most internationally diverse investor populations on earth. Over 80% of residents are foreign nationals, earning in dirhams but investing in the currencies and markets of their home countries. A British expat in Dubai might hold a UK ISA in GBP, US tech stocks in USD, an Interactive Brokers account for global ETFs, and a local savings account in AED. An Indian professional might maintain mutual funds in INR, a trading account on Sarwa, and a growing USD portfolio through eToro. Every resident has a different mix, but they all share the same problem: no single view of total wealth across currencies.

The UAE's zero income tax and zero capital gains tax regime has made Dubai and Abu Dhabi magnets for high-income professionals and entrepreneurs seeking to build wealth efficiently. Financial hubs like the Dubai International Financial Centre and Abu Dhabi Global Market attract sophisticated investors who think in multiple currencies by default. But the tax simplicity at the local level often masks complexity elsewhere. Many UAE residents still owe taxes in their home countries, and the AED's peg to the US dollar creates a false sense of currency stability when portfolios contain GBP, EUR, AUD, or INR holdings that fluctuate against the dirham daily.

FlashFi is a multi-currency portfolio tracker that gives UAE residents a single consolidated dashboard across every brokerage and every currency. Whether you hold accounts with Interactive Brokers, Saxo, Sarwa, StashAway, and a pension in your home country, FlashFi brings it all together with real-time FX rates and net worth tracking in AED or any base currency you choose. No bank linking, no credential sharing — just a clean private view of your total financial picture.

Key challenges for UAE investors

AED-USD peg hides real currency exposure

The UAE dirham is pegged to the US dollar at a fixed rate, which means AED and USD holdings feel interchangeable. But most UAE residents also hold significant investments in GBP, EUR, AUD, INR, or other home currencies where exchange rate movements directly impact dirham-denominated wealth. A British expat's ISA portfolio might swing 10% in AED terms purely from GBP/USD fluctuations, and most brokerage dashboards do not surface this currency risk at the total-portfolio level.

Extreme account fragmentation across countries

UAE residents are among the most financially fragmented investors in the world. It is common to hold a local account with Emirates NBD Securities or Sarwa, a global brokerage like Interactive Brokers or Saxo, a robo-advisor like StashAway, home-country pension accounts, and legacy investments from previous postings in Singapore, the UK, or Australia. Each platform reports in its own currency with its own interface, and no single tool brings them together.

Home-country tax obligations do not disappear

While the UAE levies no income or capital gains tax, many residents remain tax-liable in their home countries. US citizens owe tax on worldwide income regardless of residence. UK nationals may still be considered UK tax residents depending on the Statutory Residence Test. Indian citizens face tax on global income if they exceed NRI residency thresholds. Understanding what you owe requires knowing exactly what you hold, where it is domiciled, and what your home country's rules are — which starts with a consolidated portfolio view.

Transient population and multi-country financial lives

The average UAE expat stays three to five years before relocating. Each move creates a new layer of accounts and currencies. Someone who has lived in London, Singapore, and Dubai might hold a UK SIPP, a Singapore CPF balance, and a Dubai-based brokerage account across three currencies and three regulatory regimes. Managing this trail of accounts becomes the defining financial challenge for long-term expats, and single-country portfolio tools simply cannot handle it.

How FlashFi helps UAE investors

Multi-Currency Dashboard

See your entire portfolio converted to AED in real time, or switch to USD, GBP, EUR, INR, or any of 30+ supported currencies. FlashFi pulls live FX rates so you always know the true dirham value of your global holdings across every market.

Unified Net Worth View

Track your Interactive Brokers account, Sarwa portfolio, StashAway holdings, Emirates NBD Securities, home-country pension, and cash accounts in a single dashboard. One number, fully current, across every account you own.

No Account Linking Required

FlashFi uses manual portfolio tracking, so you never share banking credentials or grant API access to any brokerage. It works with every platform in the UAE and globally — including home-country pensions and accounts that no aggregator can access.

Real-Time FX Rates

Live foreign exchange rates show you the actual currency impact on your GBP, EUR, AUD, INR, and other international holdings. See exactly how much of your portfolio return comes from asset performance versus exchange rate movement against AED.

Frequently asked questions

Does FlashFi work with Sarwa and StashAway?

Yes. FlashFi works with every investment platform because it uses manual portfolio entry rather than account linking. You enter your Sarwa, StashAway, or any other holdings directly, and FlashFi pulls the latest prices and FX rates automatically. No API keys or login credentials required.

Can I track my home-country pension from the UAE?

Absolutely. FlashFi is designed for expats with financial lives spanning multiple countries. You can track a UK SIPP, an Australian super fund, a Singapore CPF balance, or any other overseas retirement account alongside your UAE investments — all in a single dashboard with real-time currency conversion to AED.

Is there any tax advantage to tracking investments in the UAE?

The UAE itself does not tax investment returns, but many residents still owe taxes to their home countries. Having a clear, consolidated view of your global portfolio makes it easier to calculate reportable gains, comply with FATCA or CRS obligations, and work with tax advisors who need to see your full financial picture across jurisdictions.

How does FlashFi handle the AED-USD peg?

FlashFi tracks AED and USD as separate currencies with the live exchange rate, which stays within the peg band. More importantly, it shows you the real currency exposure that matters — how your GBP, EUR, AUD, INR, and other holdings are performing against your AED base. The peg means your USD holdings are stable in dirham terms, but your other currencies are not, and FlashFi makes this visible.

I'm leaving the UAE — can I still use FlashFi?

Yes. FlashFi works from any country and is built for people who move between jurisdictions. When you relocate from Dubai to your next destination, your dashboard travels with you. Add your new local accounts alongside your existing holdings and keep tracking everything in one place, in any base currency.

By David Brougham