Best Portfolio Tracker for Australia Investors

One dashboard for your super, your brokerage, and every currency you invest in — built for Australians who think globally.

Why tracking investments in Australia is different

Australia has one of the highest rates of share ownership in the developed world, and the superannuation system means virtually every working Australian is an investor whether they think of themselves as one or not. The ASX is home to strong dividend-paying companies, but many Australian investors also hold significant US and international exposure through ETFs like VGS, IVV, and NDQ. With the AUD regularly fluctuating between 60 and 75 US cents, currency movements can have a material impact on the real value of those international holdings.

Australian investors and expats face a unique set of challenges that most portfolio trackers ignore. Superannuation sits in its own silo, completely separate from your CommSec or SelfWealth brokerage account. Franking credits and dividend imputation make comparing Australian share returns to international returns genuinely complex. For Australians living abroad, the picture gets even harder — super access rules change, the CGT discount may no longer apply, and foreign income reporting obligations create new blind spots.

FlashFi is a multi-currency portfolio tracker that brings all of this into a single view. It lets Australian investors see their super, ASX holdings, US shares, and international investments in one AUD-native dashboard with real-time foreign exchange rates. No bank linking, no Plaid dependency — just a clean, private tracker that works from Sydney, London, or anywhere in between.

Key challenges for Australia investors

Superannuation is separate from everything else

Super is the largest asset most Australians own outside of property, yet it sits in a completely separate system from your brokerage accounts. Your super fund has its own portal, its own reporting, and no integration with the platforms where you hold your direct shares or international ETFs. Getting a true net worth figure means manually adding your super balance to everything else, and most portfolio trackers do not even have a way to include it.

AUD volatility against USD and other currencies

The Australian dollar has spent much of the past decade well below its post-GFC highs, hovering in the 60 to 70 US cent range. For Australian investors holding US-denominated ETFs or shares, this means international holdings look materially different in AUD terms than in their native currency. A flat year for the S&P 500 in USD can still produce a meaningful gain or loss in AUD depending entirely on where the exchange rate moves.

Franking credits and dividend imputation complexity

Australia's dividend imputation system is globally unique. When an ASX-listed company pays a franked dividend, it comes with a tax credit reflecting corporate tax already paid. This makes direct comparison between Australian and international dividend yields misleading — a 4% franked yield from a Big Four bank is worth significantly more after tax than a 4% unfranked yield from a US stock. Most global portfolio trackers have no concept of franking credits.

Australian expats lose some tax advantages

Australians who move abroad can lose access to key tax benefits they previously took for granted. The 50% CGT discount for assets held longer than 12 months does not apply to non-residents for the period they are overseas. Super preservation rules change, access to certain concessions disappears, and foreign income reporting to the ATO adds complexity. Tracking the true after-tax value of a portfolio across residency changes requires a tool that understands multiple tax and currency contexts.

How FlashFi helps Australia investors

AUD-Native Dashboard

See your entire portfolio converted to AUD in real time, or switch to any of 30+ supported currencies. FlashFi pulls live FX rates for AUD/USD, AUD/GBP, AUD/EUR, and more so you always see the true Australian dollar value of your international holdings.

Track Super Alongside Investments

Add your superannuation balance as a portfolio in FlashFi and see it included in your total net worth alongside your brokerage accounts, ETFs, crypto, and cash. One number, fully up to date, covering everything you own.

No Account Linking Required

FlashFi uses manual portfolio tracking, so it works with every Australian and international platform without handing over credentials. CommSec, SelfWealth, Stake, Interactive Brokers, or any other brokerage — just enter your holdings and FlashFi pulls the latest prices automatically.

Currency Impact Tracking

See exactly how AUD/USD and other exchange rate movements affect the value of your international holdings. FlashFi separates asset performance from currency impact so you know whether your US ETF position grew because the market went up or because the Aussie dollar went down.

Frequently asked questions

Can I track my superannuation in FlashFi?

Yes. You can add your super balance as a portfolio in FlashFi just like any other investment account. Since tracking is manual, it works with any super fund — AustralianSuper, Australian Retirement Trust, Hostplus, a self-managed super fund, or any other provider. Your super balance is included in your total net worth calculation alongside all your other holdings.

Does FlashFi show my portfolio in AUD?

Yes. You can set AUD as your base currency and see every holding across every account converted to Australian dollars using real-time exchange rates. If you want to temporarily view your portfolio in USD or another currency, you can switch your base currency at any time without losing any data.

How does FlashFi compare to Sharesight for Australian investors?

Sharesight is a popular portfolio tracker in Australia with strong tax reporting features, but it is designed around a single base currency per portfolio. FlashFi is purpose-built for multi-currency tracking, so if you hold investments across AUD, USD, GBP, and other currencies, you can see the true FX impact on each position. FlashFi is also designed for expats and digital nomads who need a dashboard that works across borders, not just within the ASX ecosystem.

Can Australian expats use FlashFi?

Absolutely. FlashFi was built with expats and digital nomads as a core use case. It works from any country, supports 30+ currencies, and does not depend on Australian bank linking. Whether you are an Aussie living in London, Singapore, or Bali, FlashFi gives you a unified view of your super, Australian shares, and international investments in one place.

Does FlashFi track ASX stocks?

Yes. You can track any ASX-listed stock or ETF by entering the ticker and your holdings. FlashFi pulls the latest prices automatically through its market data provider. It also tracks US, UK, and international exchange-listed securities, so your entire global portfolio lives in one dashboard.

By David Brougham